About The CRMBC

After three years of development, the CRMBC was launched in 2005 with one primary goal: giving restaurant owners more control over what they ultimately spent on workers’ compensation. Insurance rates then were 9% of payroll and higher. CRMBC was designed to give employers a bigger stake in determining their costs and better support in doing that. Now with 4,000 locations, the CRMBC has lowered net costs for members and continues to add new services and benefits each year.

Key Benefits of CRMBC Membership

Workers’ Comp Rates: Stability and Security

  • Better claims control and continuing innovation
  • Attracting top-performing companies insulates the group from the broader California market
  • Comprehensive protection against large losses through A+ rated excess insurance
  • The highest standard of claims reserves in California, mandated by law

Comprehensive Workers’ Compensation Claims Management & Cost Control

  • Expert claims oversight by American Claims Management
  • An emphasis on claims closure, minimizing costs and getting healthy employees back to work
  • Online claims system speeds up monitoring and provides immediate access to claims data and status
  • 24/7 nurse triage hotline supports injured employees and properly identifies first aid claims
  • Medical Provider Network (MPN) developed by a team that has pioneered innovations in business-provider partnerships
  • Definitive action against fraudulent claims
  • Rapid employee counseling support for high stress incidents, such as robberies