About Us

Self-insured groups are created by business owners pooling their resources to achieve greater control, improved claims outcomes and lower overall costs. Members share in any surpluses or shortfalls of funding needed to cover claims and operating costs of the group.

about
about

Why Choose Self Insurance for your restaurant?

Although cost savings is a major reason why companies self-insure, the primary benefit SIG members enjoy is having control over their claims which ultimately means control over their bottom line.

CRMBC is owned, operated and governed by its members. Compare that to traditional insurers whose primary duty is to make a profit for their shareholders.

  • Alternative to Traditional Insurance
  • Improved Claims Outcomes
  • Greater Control
  • Cost Savings
  • Peace of Mind
  • Consistently outperforms traditional insurance.

CRMBC - The Right Fit for Restaurateurs

In 2023, accompanying the recently announced new leadership of CRMBC, The PATH Alliance was appointed as the group’s new Administrator beginning in May. PATH brings extensive expertise in financial management, regulatory compliance, claims oversight, safety and loss prevention, and member service to the group. Pacific Claims Management is the third-party administrator handling all claims for the group, while ALC Consulting is an outside claims consultant providing independent claims oversight. Moss Adams LLP has been appointed the group’s independent auditor.

In 2022, CRMBC reported member equity of nearly $20 million. CRMBC is currently welcoming new restaurant operators who exhibit a strong dedication to safety and a desire for greater control over their claims and their workers’ compensation program.  It is the right fit for restaurateurs who want to achieve better outcomes for their injured workers and their bottom line, and who wish to receive concierge level service.

46+

Experience Member

32k

Satisfied Clients

56

Awards Win

68+

Insurance Products

Why choose us

We are award winning company

Growing Your Business
50%
Save You Money
90%
24/7 Support
68%
Protection
80%
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THIRD PARTY ADMINISTRATION

  • Caring claims advocacy
  • Claims administration by PCM
  • Claims evaluation and strategy plan
  • Claims handling best practices
  • Benchmark and reporting practices
  • Fraud prevention and investigation
  • Early return-to-work
  • Claim resolution at lowest cost
  • Claims review and audits
  • Custom solutions

LIABILITY PROTECTION

  • Excess insurance 
  • Actuarial studies 
  • Annual GAAP financial audit 
  • Collateral reserves post with State of CA
  • Sound underwriting practices 
  • Loss control and safety programs 
  • Comprehensive risk management 
  • Professional management  
  • State of California oversight 
  • Strong regulatory standards 
  • Member-owned non-profit

RISK MANAGEMENT

  • Industry Specific 
  • Tailored safety program 
  • IIPP development assistance 
  • Comprehensive loss control solutions
  • Worksite visits and consultation 
  • Safety training classes and webinars
  • Custom solutions

ADMINISTRATIVE SERVICES

  • Manage outside professionals & vendors
  • Financial Management 
  • Member services 
  • Day-to-day program operations 
  • Claims oversight 
  • Regulatory compliance

MEET THE BOARD OF DIRECTORS

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